Clinton County and Plattsburgh Town property record for 21 Melody Ln, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,701 sqft · built 1992 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Jul 2023) |
| Tax Bill | $6,550 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094200 206.-2-30 |
| Primary APN | 094200 206.-2-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,701 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 MELODY LN |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-6414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3C |
| Legal Description | MELODY LANE |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PLATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 100800 |
Source: Clinton County and Plattsburgh Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 MELODY LN, PLATTSBURGH, NY 12901-6414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI TOTAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2000 · Amount on Record |
| Deed Document Number | 2023332527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 21, 2023 |
| Property Address | 21 MELODY LN, PLATTSBURGH, NY 12901-6414 |
| Document Number | 0000332527 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 20230-00332527 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 LEANDER LN, MORRISONVILLE, NY 12962-9640 |
| Document Number | 23000332528 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 230-00332528 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 21 MELODY LN, PLATTSBURGH, NY 12901-6414 |
| Document Number | 0000305136 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | CHOICE TITLE AGENCY INC, CHOICE ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 21 MELODY LN PLATTSBURGH NY 129016414, PLATTSBURGH, NY 12901-6414 |
| Document Number | 0000305136 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 305136 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Plattsburgh Town |
| Unified School District | Beekmantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,550.00 (+217.5%) | ||
| 2025 | $2,063.00 | $284,000 (+35.24%) Land $58,900 Building $225,100 | $300,300 (+21.53%) Land $62,281 Building $238,019 |
| 2023 | $210,000 (-) Land $57,500 Building $152,500 | $247,100 (+17.67%) Land $67,658 Building $179,442 | |
| 2022 | $210,000 Land $28,800 Building $181,200 | $210,000 Land $28,800 Building $181,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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