Clinton County and Plattsburgh Town property record for 20 Melody Ln, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,414 sqft · built 1973 |
| Lot Size | 0.893 acres (38,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094200 206.-2-29 |
| Primary APN | 094200 206.-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 38,916 sqft (0.893 acres) |
| Lot Dimensions | 194 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 1,005 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 325 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 MELODY LN |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3C |
| Legal Description | PAT POP |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PLATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 100800 |
Source: Clinton County and Plattsburgh Town records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2112 MILITARY TPKE, PLATTSBURGH, NY 12901-3112 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHAMPLAIN NATIONAL BANK |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage DANNEMORA FCU |
| Oct 3, 2023 | Warranty Deed, Transfer |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage CHAMPLAIN NAT'L BK |
| Sep 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 22, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 20262026-00350414 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 0000333893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000334637 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 20230-00334637 |
| Name | CHAMPLAIN NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | May 18, 2026 |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000350414 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026350414 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2112 MILITARY TPKE, PLATTSBURGH, NY 12901-3112 |
| Date | May 18, 2026 |
|---|
| Name | DANNEMORA FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Oct 3, 2023 |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000333893 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 20230-00333893 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000310526 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 MELODY LN PLATTSBURGH NY 129016413, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000310526 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 310526 |
| Name | CHAMPLAIN NAT'L BK |
|---|---|
| Address | WILLSBORO, NY 12996 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Sep 18, 2020 |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000310141 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 310141 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 20 MELODY LN PLATTSBURGH NY 129016413, PLATTSBURGH, NY 12901-6413 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Oct 18, 2019 |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000303935 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 303935 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MELODY LN PLATTSBURGH NY 129016413, PLATTSBURGH, NY 12901-6413 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Nov 22, 2017 |
| Property Address | 20 MELODY LN, PLATTSBURGH, NY 12901-6413 |
| Document Number | 0000290996 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 290996 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MELODY LN PLATTSBURGH NY 129016413, PLATTSBURGH, NY 12901-6413 |
Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Plattsburgh Town |
| Unified School District | Beekmantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 | $253,700 (+33.53%) Land $69,500 Building $184,200 | $268,300 (+20.04%) Land $73,500 Building $194,800 |
| 2023 | $190,000 (-) Land $70,900 Building $119,100 | $223,500 (+17.63%) Land $83,401 Building $140,099 | |
| 2022 | $190,000 Land $35,400 Building $154,600 | $190,000 Land $35,400 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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