Lowndes County property record for 21 Melco Est, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,263 sqft · built 1979 |
| Lot Size | 0.483 acres (21,066 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W220019700 |
| Primary APN | 53W220019700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,263 sqft Adjusted Area |
| 1st Floor Area | 1,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,066 sqft (0.483 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 21 MELCO EST |
|---|---|
| City | STEENS |
| State | MS |
| Zip | 39766-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 MELCO DR LOT 1 |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 04 |
| Legal Subdivision | UNR MELCO ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 405 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2201 LONG PRAIRIE RD, 107617, FLOWER MOUND, TX 75022-4832 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2023 |
| Deed Sale | Mar 28, 2023 |
| Prior Sale | Aug 19, 2022 |
| Deed Book / Page | 2023 / 2465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 21 MELCO EST, STEENS, MS 39766-9753 |
| Document Number | 0020173291 |
| Book / Page | 002017 / 003291 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 519 3RD AVE S COLUMBUS MS 397015713, COLUMBUS, MS 39701-5713 |
| Document Number | 0020173291 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 002017/003291 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 8, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (+0.79%) | $7,809 (+12.2%) | $52,060 (+12.2%) Land $8,000 Building $44,060 |
| 2024 | $757.00 (+12.65%) | ||
| 2023 | $672.00 | $6,960 | $46,400 Land $8,000 Building $38,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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