Lowndes County property record for 138 Melco Est, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,358 sqft · built 1985 |
| Owner | Individual Name on File |
| Last Sale | $45,500 (Sep 1995) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W220018900 |
| Primary APN | 53W220018900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,358 sqft Adjusted Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Account Number | 009058 |
|---|---|
| Street Address | 138 MELCO EST |
| City | STEENS |
| State | MS |
| Zip | 39766-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE4 NE4 |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 04 |
| Legal Subdivision | MELCO ESTATES SUB |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 405 |
138 Melco Est is owned and occupied by an individual who bought it in September 1995.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 MELCO EST, STEENS, MS 39766-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 1995 · Amount on File |
| Deed Sale | Sep 25, 1995 · Amount on File |
| Deed Document Number | 0001044410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 138 MELCO EST, STEENS, MS 39766-9753 |
| Document Number | 0020182836 |
| Book / Page | 002018 / 002836 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 138 MELCO EST STEENS MS 397669753, STEENS, MS 39766-9753 |
| Document Number | 0020182836 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 002018/002836 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 138 Melco Est was $332 with a homeowner's exemption, up 1.2% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 (+1.22%) Homeowner's exemption | $5,793 | $57,930 Land $8,000 Building $49,930 |
| 2024 | $328.00 (+15.09%) | ||
| 2023 | $285.00 Homeowner's exemption | $5,132 | $51,320 Land $8,000 Building $43,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 138 Melco Est in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Melco Est is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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