Franklin County and Northfield Town property record for 21 Meadow St, Northfield, MA 01360
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,392 sqft · built 1890 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Feb 2024) |
| Tax Bill | $3,670 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| APN | NFLD M:23A B:000A5 L:1 |
| Primary APN | NFLD M:23A B:000A5 L:1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 4,118 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 29,185 sqft (0.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 21 MEADOW ST |
|---|---|
| City | NORTHFIELD |
| State | MA |
| Zip | 01360-1009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA |
| Legal Block | A5 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHFIELD MA |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40300 |
Source: Franklin County and Northfield Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 MEADOW ST, NORTHFIELD, MA 01360-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 9, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Mar 3, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Aug 24, 2022 | Redemption Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Prior Sale | Mar 3, 2023 · Amount on Record |
| Deed Document Number | 20241170 |
| Deed Book / Page | 8279 / 150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Recording Date | Feb 9, 2024 |
| Property Address | 21 MEADOW ST, NORTHFIELD, MA 01360-1009 |
| Document Number | 008279-150 |
| Book / Page | 8279 / 150 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 1170 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 MEADOW ST, NORTHFIELD, MA 01360-1009 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001171 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 1171 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Recording Date | Mar 3, 2023 |
| Property Address | 21 MEADOW ST, NORTHFIELD, MA 01360-1009 |
| Document Number | 008138-328 |
| Book / Page | 8138 / 328 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 1675 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 576 PINE MEADOW RD, NORTHFIELD, MA 01360-9635 |
| Document Number | 0000001676 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 1676 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Apr 1, 2030 |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Recording Date | Aug 24, 2022 |
| Property Address | 21 MEADOW ST, NORTHFIELD, MA 01360-1009 |
| Document Number | 0008056-87 |
| Book / Page | 8056 / 87 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 9498 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Northfield Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,670.00 (+10.91%) | $265,200 (+8.82%) Land $59,000 Building $206,200 |
| 2024 | $3,309.00 (+23.24%) | $243,700 (+23.27%) Land $55,700 Building $188,000 |
| 2023 | $2,685.00 | $197,700 Land $55,300 Building $142,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD WATER DISTRICT serves 800 people · EPA ID MA1217000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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