Bergen County and Demarest Borough property record for 21 Meadow St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,282 sqft · built 1905 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,298,000 (Jul 2026) |
| Tax Bill | $20,839 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00052-0000-00016 |
| Primary APN | 09-00052-0000-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 3,282 sqft Living Area |
|---|
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Street Address | 21 MEADOW ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.265AC |
| Legal Block | 52 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 MEADOW ST, DEMAREST, NJ 07627-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CATHAY BANK |
| Nov 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Document Number | 202652139 |
| Deed Book / Page | 5861 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2026 |
| Property Address | 21 MEADOW ST, DEMAREST, NJ 07627-2406 |
| Document Number | 0000052139 |
| Book / Page | 5861 / 139 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202652139 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131,098.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 MEADOW ST, DEMAREST, NJ 07627-2406 |
| Document Number | 0000052140, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202652140 |
| Name | CATHAY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 MEADOW ST, DEMAREST, NJ 07627-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034031444 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 3403/1444 |
| Instrument | 19-076769 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154,500 (-) Land $575,700 Building $578,800 | $1,154,500 (-) Land $575,700 Building $578,800 | |
| 2025 | $20,839.00 (+27.23%) | $1,154,500 (+115.47%) Land $575,700 Building $578,800 | $1,154,500 (+115.47%) Land $575,700 Building $578,800 |
| 2024 | $16,379.00 (+7.68%) | ||
| 2023 | $535,800 Land $311,600 Building $224,200 | $535,800 Land $311,600 Building $224,200 | |
| 2022 | $15,211.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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