Bergen County and Demarest Borough property record for 12 Meadow St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 1,312 sqft · built 1943 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2020) |
| Tax Bill | $13,658 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-00054-0000-00012-01 |
| Primary APN | 09-00054-0000-00012-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,312 sqft Living Area |
|---|
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Old Parcel Number | 0900054000000012A |
|---|---|
| Street Address | 12 MEADOW ST |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.275AC |
| Legal Subdivision | DEMAREST BORO |
| Legal Block | 54 |
| Legal Lot Number | 12.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage ASCENDIA BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NVE BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI NVE BK |
| Sep 17, 2020 | Deed, Transfer · Conventional Mortgage NVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Document Number | 202087351 |
| Deed Book / Page | 3711 / 1893 |
| Prior Transfer Date | Jul 29, 2014 |
| Prior Transfer Doc | 0018860001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Document Number | 0057120511 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 5712/511 |
| Instrument | 2026006139 |
| Name | ASCENDIA BANK |
|---|---|
| Type | Bank |
| Address | GLEN ROCK, NJ 07452 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | MAIN STREET TTL & STLMT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0047101251 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 4710/1251 |
| Instrument | 2022060374 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Document Number | 0037111899 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 MEADOW ST DEMAREST NJ 076272424, DEMAREST, NJ 07627-2424 |
| Document Number | 0037111899 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 003711/001899 |
| Instrument | 87352 |
| Name | NVE BK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 17, 2020 |
| Property Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Document Number | 0037111893 |
| Book / Page | 3711 / 1893 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 20-087351 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 ROSEWAY COURT, 35, DEMAREST, NJ |
| Name | Verified Name |
|---|---|
| Address | 12 MEADOW ST, DEMAREST, NJ 07627-2424 |
| Document Number | 0020087352 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 20-087352 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,700 (-) Land $521,600 Building $235,100 | $756,700 (-) Land $521,600 Building $235,100 | |
| 2025 | $13,658.00 (+15.57%) | $756,700 (+95.73%) Land $521,600 Building $235,100 | $756,700 (+95.73%) Land $521,600 Building $235,100 |
| 2024 | $11,818.00 (+7.68%) | ||
| 2023 | $386,600 Land $297,000 Building $89,600 | $386,600 Land $297,000 Building $89,600 | |
| 2022 | $10,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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