Middlesex County and Ayer Town property record for 21 Loon Hill Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,758 sqft · built 2004 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $449,000 (Aug 2013) |
| Tax Bill | $9,288 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Sep 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:007 B:0000 L:0057 |
| Primary APN | AYER M:007 B:0000 L:0057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 LOON HILL RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 57 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Sep 16, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Sep 24, 2025 | Deed, Transfer |
| Feb 16, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 15, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2013 · Amount on Record |
| Deed Sale | Aug 23, 2013 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Book / Page | 62517 / 269 |
| Last Transfer Date | Jul 31, 2025 |
| Transfer Doc | 084652-435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00082281-5 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 82281/5 |
| Instrument | 139024 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0083241-95 |
|---|---|
| Date | Sep 16, 2024 |
| Book Page | 83241/95 |
| Instrument | 104413 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 24, 2025 |
| Property Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Document Number | 084652-435 |
| Book / Page | 84652 / 435 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 115791 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Document Number | 70655-77 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70655-77 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 070655/000077 |
| Instrument | 24714 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 21 LOON HILL RD, AYER, MA 01432-1596 |
| Document Number | 69956-187 |
| Book / Page | 069956 / 000187 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69956-187 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 069956/000187 |
| Instrument | 152306 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,288.00 (+12.17%) | $776,600 (+16.48%) Land $190,300 Building $586,300 | $771,590 (+7.02%) |
| 2024 | $720,955 | ||
| 2023 | $8,280.00 | $666,700 Land $179,000 Building $487,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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