Middlesex County and Ayer Town property record for 18 Loon Hill Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,566 sqft · built 2004 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (Nov 2020) |
| Tax Bill | $11,784 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:007 B:0000 L:0055 |
| Primary APN | AYER M:007 B:0000 L:0055 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,566 sqft Living Area |
| Basement Area | 1,913 sqft |
| Unfinished Basement | 513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 18 LOON HILL RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 55 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 325101 |
18 Loon Hill Rd is owned and occupied by an individual who bought it in November 2020.
Source: Middlesex County and Ayer Town records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 LOON HILL RD, AYER, MA 01432-1599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jan 23, 2019 | Deed of Trust, Mortgage ROCKLAND TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on File |
| Deed Sale | Nov 12, 2020 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 2020211249 |
| Deed Book / Page | 76144 / 32 |
| Prior Transfer Date | Nov 9, 2020 |
| Prior Transfer Doc | 76144-32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 12, 2020 |
| Property Address | 18 LOON HILL RD, AYER, MA 01432-1599 |
| Document Number | 76144-32 |
| Book / Page | 76144 / 32 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 211249 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | LOON HILL RD, AYER, MA |
| Document Number | 211250 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 211250 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 18 LOON HILL RD, AYER, MA 01432-1599 |
| Document Number | 72155-298 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 18 LOON HILL RD AYER MA 014321599, AYER, MA 01432-1599 |
| Document Number | 72155-298 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 072155/000298 |
| Instrument | 9583 |
| Name | ROCKLAND TR |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 18 Loon Hill Rd was $11,784.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,784.00 | $985,300 Land $197,900 Building $787,400 | $917,510 (+7.74%) |
| 2024 | $851,580 | ||
| 2023 | $10,446.00 | $841,100 Land $186,600 Building $654,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Loon Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Loon Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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