21 Lafayette Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 21 Lafayette Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,597 sqft · built 1930
Lot Size	0.094 acres (4,107 sqft)
Owner	Trust Name on File
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-558.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-558.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,597 sqft Living Area

Exterior

Year Built	Built 1930
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,107 sqft
Lot Dimensions	111 ft deep x 37 ft wide
Garage Type	Basement
Garage Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999915558.00
Street Address	21 LAFAYETTE AVE
City	FORT THOMAS
State	KY
Zip	41075-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 18 MT VERNON A 37 X 111 IRREG
Legal Subdivision	MT VERNON
Legal Lot Number	17-18 18
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1028
Census Tract	52400

Owner

21 Lafayette Ave is owner-occupied and held in a trust since September 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Trust Name on File
Mailing Address	21 LAFAYETTE AVE, FORT THOMAS, KY 41075-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 6, 1997 · Amount on File
Last Transfer Date	Sep 4, 2020
Transfer Doc	0005116524
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	21 LAFAYETTE AVE, FORT THOMAS, KY 41075-1712
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005136530
Date	Jul 23, 2021
Book Page	M2298/507
Instrument	5136530

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 4, 2020
Property Address	21 LAFAYETTE AVE, FORT THOMAS, KY 41075-1712
Document Number	0005116524
Book / Page	000816 / 000462
Instrument Date	Aug 20, 2020
Instrument	5116524
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 LAFAYETTE AVE FORT THOMAS KY 410751712, FORT THOMAS, KY 41075-1712

Tax Assessment & Valuation

The 2025 property tax bill for 21 Lafayette Ave was $1,256 with exemptions applied.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 Homeowner's exemption Disabled Person's exemption	$389,600 Land $40,800 Building $348,800	$389,600 Land $40,800 Building $348,800
2023	$1,355.00 (-4.1%) Homeowner's exemption Disabled Person's exemption	$389,600 (-) Land $40,800 Building $348,800	$389,600 (-) Land $40,800 Building $348,800
2022	$1,413.00 Homeowner's exemption Disabled Person's exemption	$389,600 Land $40,800 Building $348,800	$389,600 Land $40,800 Building $348,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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