Campbell County property record for 18 Lafayette Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 1962 |
| Lot Size | 0.09 acres (3,922 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2013) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-580.00 |
| Primary APN | 999-99-15-580.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,922 sqft (0.09 acres) |
| Lot Dimensions | 106 ft deep x 37 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915580.00 |
|---|---|
| Street Address | 18 LAFAYETTE AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 BLK A MT VERNON 37 X 106 |
| Legal Subdivision | MT VERNON |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 52400 |
18 Lafayette Ave is owned and occupied by two individuals who acquired it in September 2016.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 LAFAYETTE AVE, FORT THOMAS, KY 41075-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on File |
| Deed Sale | Nov 18, 2013 · Amount on File |
| Prior Sale | May 6, 2011 · Amount on File |
| Deed Document Number | 0000000098 |
| Deed Book / Page | 000756 / 000233 |
| Last Transfer Date | Sep 2, 2016 |
| Transfer Doc | 0005044132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 18 LAFAYETTE AVE, FORT THOMAS, KY 41075-1712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005119959 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | M2251/79 |
| Instrument | 5119959 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 18 Lafayette Ave was $1,134.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,134.00 | $307,500 Land $30,000 Building $277,500 | $307,500 Land $30,000 Building $277,500 |
| 2023 | $1,214.00 (-2.49%) | $307,500 (-) Land $30,000 Building $277,500 | $307,500 (-) Land $30,000 Building $277,500 |
| 2022 | $1,245.00 | $307,500 Land $30,000 Building $277,500 | $307,500 Land $30,000 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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