21 Kendall Cir, Moraga, CA 94556 Property Records

Contra Costa County property record for 21 Kendall Cir, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,558 sqft · built 2016
Lot Size	0.076 acres (3,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,415,000 (Apr 2017)
Tax Bill	$19,884 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-480-013`

Property Details

APN / Parcel Number

Primary APN	`256-480-013`
Alternative APN	`256-480-013-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,558 sqft Living Area
1st Floor Area	1,148 sqft
2nd Floor Area	1,410 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	3,287 sqft (0.076 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 KENDALL CIR
City	MORAGA
State	CA
Zip	94556-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9317 L13
Legal Subdivision	SUBDIVISION 9317
Legal Tract	9317
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 KENDALL CIR, MORAGA, CA 94556-1591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Apr 19, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	201767892
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	21 KENDALL CIR, MORAGA, CA 94556-1591
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220704
Date	Dec 10, 2019
Instrument	2019-220704

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	10-Year TN
Max Rate	10.2%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 19, 2017
Property Address	21 KENDALL CIR, MORAGA, CA 94556-1591
Document Number	0000067892
Map Reference	MAP526 PG28
Instrument Date	Mar 20, 2017
Instrument	2017-067892
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21 KENDALL CIR, MORAGA, CA 94556-1591

Mortgage

Document Number	0000067893
Date	Apr 19, 2017
Instrument	2017-067893

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,675,067 (+2%) Land $1,089,091 Building $585,976
2025	$19,884.00 (+6.12%) Homeowner's exemption	$1,642,224 (+4.04%) Land $1,067,737 Building $574,487
2023	$18,737.00 (+1.39%) Homeowner's exemption	$1,578,456 Land $1,026,276 Building $552,180
2022	$18,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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