21 Julia Ter, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 21 Julia Ter, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	2,062 sqft · built 1996
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Jan 2017)
Tax Bill	$11,082 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2017 Sale & Mortgage
APN	`09-02206-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`09-02206-0000-00027`
Alternative APNs	`090220600027` `4228`

Interior

Building Area	2,062 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	4228
Street Address	21 JULIA TER
City	DOVER
State	NJ
Zip	07801-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SALEM RIDGE ESTATES
Legal Block	2206
Legal Lot Number	27
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2003
Census Tract	44800

Owner

Source: Morris County and Dover Town records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 JULIA TER, DOVER, NJ 07801-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2017	Deed with Mortgage, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Feb 25, 1997 · Amount on Record
Deed Document Number	20177093
Deed Book / Page	23072 / 1780
Last Transfer Date	May 10, 2021
Transfer Doc	0241900144
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Aug 6, 2021
Property Address	21 JULIA TER, DOVER, NJ 07801-4748
Document Number	0241900144
Book / Page	24190 / 144
Instrument Date	May 10, 2021
Instrument	2021066863
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 JULIA TER, DOVER, NJ 07801-4748

Mortgage

Document Number	2021066864
Date	Aug 6, 2021
Instrument	2021066864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2046

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MORRIS NJ
Recording Date	Jan 31, 2017
Property Address	21 JULIA TER, DOVER, NJ 07801-4748
Document Number	0230721780
Book / Page	023072 / 001780
Instrument Date	Dec 15, 2016
Instrument	7094
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 JULIA TER DOVER NJ 078014748, DOVER, NJ 07801-4748

Mortgage

Document Number	230721784
Date	Jan 31, 2017
Book Page	023072/001784
Instrument	7094

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,600 (-) Land $102,200 Building $236,400	$338,600 (-) Land $102,200 Building $236,400
2025		$338,600 (-) Land $102,200 Building $236,400	$338,600 (-) Land $102,200 Building $236,400
2024	$11,082.00 (+10.72%)
2023		$338,600 Land $102,200 Building $236,400	$338,600 Land $102,200 Building $236,400
2022	$10,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	72 (1979–2024)
Claims Outside the SFHA	25 of 72
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 12 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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