16 Julia Ter, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 16 Julia Ter, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 1995
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (May 2021)
Tax Bill	$10,218 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2020 Mortgage
APN	`09-02206-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`09-02206-0000-00041`
Alternative APNs	`090220600041` `4242`

Interior

Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	4242
Street Address	16 JULIA TER
City	DOVER
State	NJ
Zip	07801-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SALEM RDG ESTATES
Legal Block	2206
Legal Lot Number	41
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2003
Census Tract	44800

Owner

Source: Morris County and Dover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 JULIA TER, DOVER, NJ 07801-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC
Aug 14, 2020	Deed of Trust, Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	202147866
Deed Book / Page	24133 / 165
Record Updated	Oct 29, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	May 18, 2021
Property Address	16 JULIA TER, DOVER, NJ 07801-4746
Document Number	0241330165
Book / Page	24133 / 165
Instrument Date	Apr 7, 2021
Instrument	2021047866
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 KERNSTONE RD, 48, HACKETTSTOWN, NJ 07840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JULIA TER, DOVER, NJ 07801-4746

Mortgage

Document Number	2021047867
Date	May 18, 2021
Instrument	2021047867

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	16 JULIA TER, DOVER, NJ 07801-4746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JULIA TER, DOVER, NJ 07801-4746

Mortgage

Document Number	0238450655
Date	Aug 14, 2020
Book Page	23845/655
Instrument	2020053936

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jul 16, 2040

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-) Land $102,200 Building $210,000	$312,200 (-) Land $102,200 Building $210,000
2025		$312,200 (-) Land $102,200 Building $210,000	$312,200 (-) Land $102,200 Building $210,000
2024	$10,218.00 (+10.73%)
2023		$312,200 Land $102,200 Building $210,000	$312,200 Land $102,200 Building $210,000
2022	$9,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	72 (1979–2024)
Claims Outside the SFHA	25 of 72
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 12 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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