Rensselaer County and Schaghticoke Town property record for 21 James Ln, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,712 sqft · built 1974 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Mar 2014) |
| Tax Bill | $5,794 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 70.11-5-7 |
| Primary APN | 384289 70.11-5-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 315J102419 |
|---|---|
| Street Address | 21 JAMES LN |
| City | TROY |
| State | NY |
| Zip | 12182-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51902 |
21 James Ln is owned and occupied by an individual who acquired it in December 2015.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 JAMES LN, TROY, NY 12182-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on File |
| Deed Sale | Mar 31, 2014 · Amount on File |
| Prior Sale | Jun 17, 2010 · Amount on File |
| Deed Book / Page | 7113 / 23 |
| Last Transfer Date | Dec 18, 2015 |
| Transfer Doc | 0076980236 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 21 James Ln was $5,794 with a homeowner's exemption, down 2.5% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,794.00 (-2.51%) Homeowner's exemption | ||
| 2025 | $5,943.00 | $35,300 Land $9,800 Building $25,500 | $247,893 Land $68,820 Building $179,073 |
| 2023 | $35,300 Land $9,800 Building $25,500 | $219,938 Land $61,059 Building $158,879 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 James Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1996–2026) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 James Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile, Verizon.
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