17 James Ln, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 17 James Ln, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,712 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$126,500 (May 2017)
Tax Bill	$6,391 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`384289 70.11-5-9`

Property Details

APN / Parcel Number

Primary APN	`384289 70.11-5-9`
Alternative APN	`315J102417`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	315J102417
Street Address	17 JAMES LN
City	TROY
State	NY
Zip	12182-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Block	5
Legal Lot Number	9.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2007
Census Tract	51902

Owner

17 James Ln is owned and occupied by two individuals who bought it in May 2017.

Source: Rensselaer County and Schaghticoke Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 JAMES LN, TROY, NY 12182-1431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 24, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Book / Page	8182 / 69
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0080200049
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	17 JAMES LN, TROY, NY 12182-1431
Document Number	0000581702
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JAMES LN TROY NY 121821431, TROY, NY 12182-1431

Mortgage

Document Number	0000581702
Date	Jan 14, 2021
Book Page	009434/000023
Instrument	581702

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 13, 2046

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 24, 2017
Property Address	17 JAMES LN, TROY, NY 12182-1431
Document Number	0081820069
Book / Page	008182 / 000069
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JAMES LN TROY NY 121821431, TROY, NY 12182-1431

Tax Assessment & Valuation

The 2026 property tax bill for 17 James Ln was $6,391, down 3.4% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,391.00 (-3.36%)
2025	$6,613.00	$38,300 Land $9,800 Building $28,500	$268,961 Land $68,820 Building $200,141
2023		$38,300 Land $9,800 Building $28,500	$238,629 Land $61,059 Building $177,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 James Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 James Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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