21 Independence Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 21 Independence Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1988
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Apr 2026 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-M9S5-002-07A`

Property Details

APN / Parcel Number

Primary APN	`64-M9S5-002-07A`
Alternative APNs	`64-M9S5-002-07A-000` `6400M9S5 00207A`

Interior

Stories	1 Story
Building Area	1,096 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	190 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	64-M9S5-002-07A
Street Address	21 INDEPENDENCE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-221-D4-1-D50-1-D1-1 21 INDEPENDENCE DR
Legal Subdivision	CAPITAL HILLS VILLAGE
Legal Block	2
Legal Lot Number	7A
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3008
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2021	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC
Nov 17, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1999
Deed Sale	Sep 30, 1999
Deed Book / Page	2694 / 806
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUZERNE PA
Recording Date	Apr 15, 2026
Property Address	21 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2318
Document Number	0000020420
Book / Page	3026 / 86167
Instrument Date	Mar 27, 2026
Instrument	202620420
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	21 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2318

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Jan 4, 2021
Property Address	21 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2318
Document Number	0000000260
Book / Page	003021 / 000961
Instrument Date	Dec 21, 2020
Instrument	260
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 INDEPENDENCE RD MOUNTAIN TOP PA 187072318, MOUNTAIN TOP, PA 18707-2318

Mortgage

Document Number	262
Date	Jan 4, 2021
Book Page	003021/000969
Instrument	262

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Nov 17, 2020
Property Address	21 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2318
Document Number	0000056567
Book / Page	003020 / 237894
Instrument Date	Oct 21, 2020
Instrument	56567
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 185 QUAKAKE PA 182450185, QUAKAKE, PA 18245-0185

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00 (+0.03%) Homeowner's exemption	$146,600 (-) Land $51,300 Building $95,300
2025	$3,029.00 (+4.99%)
2024		$146,600 Land $51,300 Building $95,300
2023	$2,885.00
2009			$146,600 Land $51,300 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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