16 Independence Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 16 Independence Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,910 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2019)
Tax Bill	$2,548 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-M9S5-003-009`

Property Details

APN / Parcel Number

Primary APN	`64-M9S5-003-009`
Alternative APNs	`64-M9S5-003-009-000` `6400M9S5 003009`

Interior

Stories	2 Stories
Building Area	1,910 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 95 ft wide

Location & Zoning

Old Parcel Number	64-M9S5-003-009
Street Address	16 INDEPENDENCE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-221-D4-1-D5-3 16 INDEPENDENCE DR
Legal Block	3
Legal Lot Number	9
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3009
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 7, 2019	Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	201913163
Deed Book / Page	3019 / 38993
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	16 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033898
Date	Aug 5, 2020
Book Page	3020/139317
Instrument	202033898

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	May 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 7, 2019
Property Address	16 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Document Number	0000013163
Book / Page	3019 / 038993
Instrument Date	Mar 1, 2019
Instrument	201913163
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	GOLDEN DOME ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316

Mortgage

Document Number	0000013164
Date	Mar 7, 2019
Instrument	201913164

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,548.00	$123,300 (-) Land $48,000 Building $75,300
2025	$2,548.00 (+4.99%)
2024		$123,300 Land $48,000 Building $75,300
2023	$2,427.00
2009			$123,300 Land $48,000 Building $75,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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