21 Hemlock St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 21 Hemlock St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,744 sqft · built 1990
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2020)
Tax Bill	$73 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-27F`

Property Details

APN / Parcel Number

Primary APN	`56-27F`
Alternative APN	`DOUG M:0288 B:0000052 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	6,506 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	56-27F
Street Address	21 HEMLOCK ST
City	DOUGLAS
State	MA
Zip	01516-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	DOUGLAS MASS
Legal Block	52
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2026
Census Tract	752102

Owner

Source: Worcester County and Douglas Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 HEMLOCK ST, DOUGLAS, MA 01516-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB
Jan 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20201134
Deed Book / Page	61704 / 355
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	21 HEMLOCK ST, DOUGLAS, MA 01516-2723
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066947-46
Date	Jan 14, 2022
Book Page	66947/46
Instrument	5630

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	21 HEMLOCK ST, DOUGLAS, MA 01516-2723
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61394-291
Date	Nov 12, 2019
Book Page	61394/291
Instrument	120692

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Jan 6, 2020
Property Address	21 HEMLOCK ST, DOUGLAS, MA 01516-2723
Document Number	61704-355
Book / Page	61704 / 355
Instrument Date	Dec 20, 2019
Instrument	1134
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HEMLOCK ST, DOUGLAS, MA 01516-2723

Mortgage

Document Number	1135
Date	Jan 6, 2020
Instrument	1135

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00 (-98.99%)	$555,200 (+4.05%) Land $100,500 Building $454,700	$605,435
2024	$7,214.00 (+2.56%)	$533,600 (+8.94%) Land $91,400 Building $442,200
2023	$7,034.00	$489,800 Land $91,400 Building $398,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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