21 Harbor Rd, Hampton Bays, NY 11946 Property Records

Suffolk County and Southampton Town property record for 21 Harbor Rd, Hampton Bays, NY 11946

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,036 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Feb 2016)
Tax Bill	$11,162 (2024)
Deeds & Mortgages	Oct 2021 Refinance Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0900-321.00-02.00-011.000`

Property Details

APN / Parcel Number

Primary APN	`0900-321.00-02.00-011.000`
Alternative APNs	`473689 321.000-0002-011.000` `368932100000020110000000` `473600444330`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	3,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	21 HARBOR RD
City	HAMPTON BAYS
State	NY
Zip	11946-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	88H/G/D UNF+4525 89H/G/+4525
Legal Subdivision	OLD HARBOR COLONY
Legal Block	2
Legal Lot Number	11
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3009
Census Tract	190603

Owner

21 Harbor Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 HARBOR RD, HAMPTON BAYS, NY 11946-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Deed Book / Page	12852 / 650
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	21 HARBOR RD, HAMPTON BAYS, NY 11946-3305
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233350630
Date	Oct 13, 2021
Book Page	23335/630
Instrument	DM039721

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	21 HARBOR RD, HAMPTON BAYS, NY 11946-3305
Document Number	0230700647
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HARBOR RD HAMPTON BAYS NY 119463305, HAMPTON BAYS, NY 11946-3305

Mortgage

Document Number	0230700647
Date	Oct 18, 2019
Book Page	023070/000647

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Hampton Bays Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$723,100 Land $313,900 Building $409,200	$1,147,778 (-) Land $498,254 Building $649,524
2024	$11,162.00		$1,147,778 (+10.32%) Land $498,254 Building $649,524
2023		$723,100 Land $313,900 Building $409,200	$1,040,432 Land $451,655 Building $588,777
2020	$11,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	168 units insured incl. 5 condo units
Nearby Flood Claims	213 (1978–2024)
Claims Outside the SFHA	73 of 213
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 75 claims Hurricane Irene, Aug 2011 · 41 claims Hurricane Gloria, Sep 1985 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPTON BAYS WATER DISTRICT serves 12,500 people · EPA ID NY5103704
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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