21 Granite St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 21 Granite St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 1889
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$31,666 (Jan 2025)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0218 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0218 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	21 GRANITE ST
City	TROY
State	NH
Zip	03465-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	218
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3014
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Granite St is owned by an individual who bought it in January 2025.

Source: Cheshire County and Troy Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	99 ISLAND ST, 2, KEENE, NH 03431-3515
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 7, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	20252500182
Deed Book / Page	3299 / 279
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Aug 27, 2021
Property Address	21 GRANITE ST, TROY, NH 03465-2210
Document Number	3178-485
Book / Page	3178 / 485
Instrument Date	Aug 26, 2021
Instrument	2109309
Transaction Type	Transfer
Record Updated	Sep 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PROSPECT ST APT A, A, KEENE, NH 03431-2955

Mortgage

Document Number	2109310
Date	Aug 27, 2021
Instrument	2109310

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Aug 7, 2020
Property Address	21 GRANITE ST, TROY, NH 03465-2210
Document Number	0031210878
Book / Page	003121 / 000878
Instrument Date	Aug 7, 2020
Instrument	6523
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$2,775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 GRANITE AVE GREENVILLE NH 030483208, GREENVILLE, NH 03048-3208

Tax Assessment & Valuation

The 2025 property tax bill for 21 Granite St was $5,575, up 15.9% from the year before.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,575.00 (+15.88%)	$258,800 (-) Land $36,400 Building $222,400
2024	$4,811.00	$258,800 Land $36,400 Building $222,400
2018	$4,598.00	$132,200 Land $32,900 Building $99,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Granite St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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