13 Granite St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 13 Granite St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1889
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2022)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0219 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0219 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	1,021 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	13 GRANITE ST
City	TROY
State	NH
Zip	03465-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	219
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3014
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 GRANITE ST, TROY, NH 03465-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Nov 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CMG FIN'L
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Sep 24, 2019	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L
Jul 5, 2018	Warranty Deed, Transfer · Conventional with PMI SAVINGS BK WALPOLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2022343
Deed Book / Page	3204 / 1360
Transfer Doc	0030310342
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Mar 11, 2022
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	03204-1360
Book / Page	3204 / 1360
Instrument Date	Mar 11, 2022
Instrument	2202343
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	76 HORSHAM PL, AGAWAM, MA 01001

Mortgage

Document Number	0002202344
Date	Mar 11, 2022
Instrument	2202344

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030900769
Instrument Date	Nov 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030900769
Date	Nov 26, 2019
Book Page	003090/000769
Instrument	9815

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2024

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030880115
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030880115
Date	Nov 6, 2019
Book Page	003088/000115
Instrument	9143

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2024

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030811130
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	GREAT E TITLE SERVICES, GREAT E TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030811130
Date	Sep 24, 2019
Book Page	003081/001130
Instrument	7704

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030880100
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030880100
Date	Nov 6, 2019
Book Page	003088/000100
Instrument	9142

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030900753
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030900753
Date	Nov 26, 2019
Book Page	003090/000753
Instrument	9814

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030811145
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	GREAT EAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GRANITE ST TROY NH 034652210, TROY, NH 03465-2210

Mortgage

Document Number	0030811145
Date	Sep 24, 2019
Book Page	003081/001145
Instrument	7705

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 23, 2024

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Sep 24, 2019
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030811127
Book / Page	003081 / 001127
Instrument Date	Aug 22, 2019
Instrument	7703
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	GREAT E TITLE SERVICES, GREAT E TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 MAIN ST RINDGE NH 034615787, RINDGE, NH 03461-5787

Mortgage

Document Number	30811130
Date	Sep 24, 2019
Book Page	003081/001130
Instrument	7704

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Mortgage

Document Number	30811145,
Date	Sep 24, 2019
Book Page	003081/001145
Instrument	7705

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 23, 2024

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jul 5, 2018
Property Address	13 GRANITE ST, TROY, NH 03465-2210
Document Number	0030310342
Book / Page	003031 / 000342
Instrument Date	Jun 2, 2018
Instrument	5247
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WATER ST #1 KEENE NH 034314243, 1, KEENE, NH 03431-4243

Mortgage

Document Number	30310345
Date	Jul 5, 2018
Book Page	003031/000345
Instrument	5248

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	KEENE, NH 03431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,333.00 (+15.86%)	$247,600 (-) Land $26,000 Building $221,600
2024	$4,603.00 (+9.46%)	$247,600 (+104.8%) Land $26,000 Building $221,600
2018	$4,205.00	$120,900 Land $23,000 Building $97,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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