Middlesex County and Edison Township property record for 21 Frances Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,030 sqft · built 1961 |
| Lot Size | 0.393 acres (17,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Jun 2018) |
| Tax Bill | $18,442 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01024-0000-00009-01 |
| Primary APN | 05-01024-0000-00009-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,030 sqft Living Area |
| 1st Floor Area | 3,030 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 17,102 sqft (0.393 acres) |
| Lot Dimensions | 142 ft deep x 126 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 21 FRANCES RD |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 126X142 IRR |
| Legal Subdivision | STEPHENVILLE SECTION2-C |
| Legal Block | 1024 |
| Legal Lot Number | 9.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 FRANCES RD, EDISON, NJ 08820-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Jun 18, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 201853430 |
| Deed Book / Page | 17211 / 535 |
| Prior Transfer Date | Jul 26, 2013 |
| Prior Transfer Doc | 0009250243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 21 FRANCES RD, EDISON, NJ 08820-2541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | MODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027209 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 18307/792 |
| Instrument | 2021027209 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 21 FRANCES RD, EDISON, NJ 08820-2541 |
| Document Number | 0000022615 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 FRANCES RD EDISON NJ 088202541, EDISON, NJ 08820-2541 |
| Document Number | 0000022615 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 017808/000422 |
| Instrument | 22615 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 18, 2018 |
| Property Address | 21 FRANCES RD, EDISON, NJ 08820-2541 |
| Document Number | 0000053430 |
| Book / Page | 17211 / 0535 |
| Map Reference | MAP1719-119 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 201800053430 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | COMMONWEALTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 CAROLIER LN, 850, NORTH BRUNSWICK, NJ 08902-3312 |
| Name | Verified Name |
|---|---|
| Address | 21 FRANCES RD, EDISON, NJ 08820-2541 |
| Document Number | 0000053431 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 201800053431 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,900 (-) Land $102,100 Building $207,800 | $309,900 (-) Land $102,100 Building $207,800 | |
| 2025 | $18,442.00 (-0.03%) | $309,900 (-) Land $102,100 Building $207,800 | $309,900 (-) Land $102,100 Building $207,800 |
| 2024 | $18,448.00 (+0.51%) | ||
| 2023 | $309,900 Land $102,100 Building $207,800 | $309,900 Land $102,100 Building $207,800 | |
| 2022 | $18,355.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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