Middlesex County and Edison Township property record for 20 Frances Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,965 sqft · built 2014 |
| Lot Size | 0.463 acres (20,151 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $995,000 (Dec 2014) |
| Tax Bill | $30,820 (2025) |
| Deeds & Mortgages | May 2024 Transfer Jan 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01020-0000-00012 |
| Primary APN | 05-01020-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,965 sqft Living Area |
| 1st Floor Area | 3,965 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 20,151 sqft (0.463 acres) |
| Lot Dimensions | 178 ft deep x 133 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00024889 |
|---|---|
| Street Address | 20 FRANCES RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 133X178 IRR |
| Legal Subdivision | STEPHENVILLE SEC 2-C |
| Legal Block | 1020 |
| Legal Lot Number | 12 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 9, 2024 | Intrafamily Transfer, Transfer |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit ASPIRE FCU |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2017 | Deed of Trust, Mortgage · Line of Credit ASPIRE FCU |
| Apr 17, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Document Number | 2014293 |
| Deed Book / Page | 6649 / 241 |
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0000025790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 9, 2024 |
| Property Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Document Number | 0000025790 |
| Book / Page | 19455 / 1618 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024025790 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000060 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 18210/172 |
| Instrument | 2021000060 |
| Name | ASPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | CLARK, NJ 07066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 3, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | LEMONBREW ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000129598 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 18182/1786 |
| Instrument | 2020129598 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Document Number | 0000013299 |
| Book / Page | 016795 / 000770 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 FRANCES RD EDISON NJ 088202540, EDISON, NJ 08820-2540 |
| Document Number | 0000013299 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 016795/000770 |
| Instrument | 13299 |
| Name | ASPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | CLARK, NJ 07066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 FRANCES RD, EDISON, NJ 08820-2540 |
| Document Number | 0000010614 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 FRANCES RD EDISON NJ 088202540, EDISON, NJ 08820-2540 |
| Document Number | 0000010614 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 016752/000140 |
| Instrument | 10614 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,900 (-) Land $113,800 Building $404,100 | $517,900 (-) Land $113,800 Building $404,100 | |
| 2025 | $30,820.00 (-0.03%) | $517,900 (-) Land $113,800 Building $404,100 | $517,900 (-) Land $113,800 Building $404,100 |
| 2024 | $30,830.00 (+0.51%) | ||
| 2023 | $517,900 Land $113,800 Building $404,100 | $517,900 Land $113,800 Building $404,100 | |
| 2022 | $30,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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