Passaic County and Wayne Township property record for 21 Forest Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,954 sqft · built 1955 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2008) |
| Tax Bill | $13,124 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01704-0000-00010 |
| Primary APN | 14-01704-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,954 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Lot Area | 9,365 sqft (0.215 acres) |
| Old Parcel Number | 1400513000000016B |
|---|---|
| Street Address | 21 FOREST TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ALPS/PACKANACK LAKE |
| Legal Block | 1704 |
| Legal Lot Number | 10 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-01704-0000-00010
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 FOREST TER, WAYNE, NJ 07470-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on Record |
| Deed Sale | Nov 25, 2008 · Amount on Record |
| Prior Sale | Jun 15, 1994 · Amount on Record |
| Deed Document Number | 200866259 |
| Deed Book / Page | 1701 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 FOREST TER, WAYNE, NJ 07470-4308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000072054 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | M17600/134 |
| Instrument | 2021072054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 FOREST TER, WAYNE, NJ 07470-4308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044492 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017044492 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Feb 01, 2046 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,800 (-) Land $101,800 Building $117,000 | $218,800 (-) Land $101,800 Building $117,000 | |
| 2025 | $13,124.00 (+0.88%) | $218,800 (-) Land $101,800 Building $117,000 | $218,800 (-) Land $101,800 Building $117,000 |
| 2024 | $13,009.00 (+5.17%) | ||
| 2023 | $218,800 Land $101,800 Building $117,000 | $218,800 Land $101,800 Building $117,000 | |
| 2022 | $12,370.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 15 (1980–2021) |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Flood Events |
|
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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