Passaic County and Wayne Township property record for 20 Forest Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,233 sqft · built 1994 |
| Lot Size | 0.433 acres (18,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jan 2013) |
| Tax Bill | $16,207 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01703-0000-00005-02 |
| Primary APN | 14-01703-0000-00005-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,233 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Lot Area | 18,861 sqft (0.433 acres) |
| Street Address | 20 FOREST TER |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VARIANCE MAP |
| Legal Block | 1703 |
| Legal Lot Number | 5.2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-01703-0000-00005-02
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FOREST TER, WAYNE, NJ 07470-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2013 · Amount on Record |
| Deed Sale | Jan 10, 2013 · Amount on Record |
| Prior Sale | Feb 15, 2007 · Amount on Record |
| Deed Document Number | 20131880 |
| Deed Book / Page | 2264 / 250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 FOREST TER, WAYNE, NJ 07470-4309 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 FOREST TER, WAYNE, NJ 07470-4309 |
| Document Number | 0000039763 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | M19673/277 |
| Instrument | 2025039763 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 FOREST TER, WAYNE, NJ 07470-4309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000036811 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | M16330/180 |
| Instrument | 2020036811 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,200 (-) Land $109,700 Building $160,500 | $270,200 (-) Land $109,700 Building $160,500 | |
| 2025 | $16,207.00 (+0.88%) | $270,200 (-) Land $109,700 Building $160,500 | $270,200 (-) Land $109,700 Building $160,500 |
| 2024 | $16,066.00 (+5.16%) | ||
| 2023 | $270,200 Land $109,700 Building $160,500 | $270,200 Land $109,700 Building $160,500 | |
| 2022 | $15,277.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1980–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 375 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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