Essex County and Middleton Town property record for 21 Forest St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,251 sqft · built 2006 |
| Lot Size | 0.503 acres (21,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $626,000 (Dec 2006) |
| Tax Bill | $14,049 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 200419 |
| Primary APN | 200419 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,251 sqft Living Area |
| Gross Area | 5,899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,928 sqft (0.503 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 200419 |
|---|---|
| Street Address | 21 FOREST ST |
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | MIDDLETON |
| Legal Lot Number | 46 R |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 212102 |
21 Forest St is owned and occupied by two individuals who bought it in December 2006.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 FOREST ST, MIDDLETON, MA 01949-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Apr 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2006 · Amount on File |
| Deed Sale | Dec 1, 2006 · Amount on File |
| Prior Sale | Oct 16, 2003 · Amount on File |
| Deed Book / Page | 26343 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | May 22, 2026 |
| Property Address | 21 FOREST ST, MIDDLETON, MA 01949-2015 |
| Document Number | 0043401-40 |
| Book / Page | 43401 / 40 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 FOREST ST, MIDDLETON, MA 01949-2015 |
| Document Number | 0000000500, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 43401/40 |
| Instrument | 2026500 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 21 FOREST ST, MIDDLETON, MA 01949-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38442-93 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 38442/93 |
| Instrument | 20200422001530 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 21 Forest St was $14,049, up 5.5% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,049.00 (+5.49%) | $1,115,900 (-0.37%) Land $373,700 Building $715,700 | $1,207,878 (+19.54%) |
| 2025 | $13,318.00 (+4.24%) | $1,120,100 (+3.37%) Land $373,700 Building $746,400 | $1,010,420 |
| 2024 | $12,776.00 (+9.62%) | $1,083,600 (+19.66%) Land $347,300 Building $736,300 | |
| 2023 | $11,655.00 | $905,600 Land $347,300 Building $558,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Forest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Forest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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