Essex County and Middleton Town property record for 20 Forest St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1974 |
| Lot Size | 0.557 acres (24,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Dec 1986) |
| Tax Bill | $8,982 (2026) |
| Deeds & Mortgages | May 2022 Refinance Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0017 B:0000 L:0036 |
| Primary APN | MIDD M:0017 B:0000 L:0036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,088 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,254 sqft (0.557 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 FOREST ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 36 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 212102 |
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 FOREST ST, MIDDLETON, MA 01949-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MID-AMERICAN MORTGAGE INC |
| Jan 8, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1986 · Amount on File |
| Deed Sale | Dec 4, 1986 · Amount on File |
| Deed Book / Page | 8661 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 20 FOREST ST, MIDDLETON, MA 01949-2018 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040933-459 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 40933/459 |
| Instrument | 20220513004980 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 20 FOREST ST, MIDDLETON, MA 01949-2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36458-574 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 36458/574 |
| Instrument | 180108004460 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2058 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,982.00 (+5.86%) | $713,400 (-0.03%) Land $374,600 Building $304,400 | $665,465 (+3.13%) |
| 2025 | $8,485.00 (+15.47%) | $713,600 (+14.51%) Land $374,600 Building $339,000 | $645,240 |
| 2024 | $7,348.00 (-3.23%) | $623,200 (+5.63%) Land $348,200 Building $275,000 | |
| 2023 | $7,593.00 | $590,000 Land $348,200 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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