Barnstable County and Bourne Town property record for 21 Florence St, Buzzards Bay, MA 02532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1953 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:30.2 P:200 |
| Primary APN | BOUR M:30.2 P:200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,832 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,987 sqft (0.367 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6307 |
|---|---|
| Street Address | 21 FLORENCE ST |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 13900 |
Source: Barnstable County and Bourne Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 FLORENCE ST, BUZZARDS BAY, MA 02532-3727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2015 |
| Deed Sale | May 18, 2015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 21 FLORENCE ST, BOURNE, MA 02532-3727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035297-68 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 35297/68 |
| Instrument | 40029 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 21 FLORENCE ST, BOURNE, MA 02532-3727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33727-151 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 33727/151 |
| Instrument | 6138 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 (+2.31%) | $482,700 (+5.05%) Land $187,700 Building $295,000 | $561,545 |
| 2024 | $3,685.00 (+11.09%) | $459,500 (+22.05%) Land $178,700 Building $280,800 | |
| 2023 | $3,317.00 | $376,500 Land $158,200 Building $218,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1987–2010) |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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