Barnstable County and Bourne Town property record for 16 Florence St, Buzzards Bay, MA 02532
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1959 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Sep 2023) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:31.1 P:5 |
| Primary APN | BOUR M:31.1 P:5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 2,186 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6745 |
|---|---|
| Street Address | 16 FLORENCE ST |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 13900 |
Source: Barnstable County and Bourne Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 FLORENCE ST, BUZZARDS BAY, MA 02532-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 22, 2023 | Quit Claim Deed, Transfer · FHA Mortgage KEYSTONE FUNDING |
| Jul 23, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Apr 14, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on Record |
| Deed Sale | Sep 22, 2023 · Amount on Record |
| Prior Sale | Jul 23, 2020 · Amount on Record |
| Deed Book / Page | 35997 / 62 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 33098-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 16 FLORENCE ST, BOURNE, MA 02532-3728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 036647-128 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 36647/128 |
| Instrument | 43252 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Sep 22, 2023 |
| Property Address | 16 FLORENCE ST, BOURNE, MA 02532-3728 |
| Document Number | 0035997-62 |
| Book / Page | 35997 / 62 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 37412 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 FLORENCE ST, BOURNE, MA 02532-3728 |
| Document Number | 0000037413 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 37413 |
| Name | KEYSTONE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Jul 23, 2020 |
| Property Address | 16 FLORENCE ST, BOURNE, MA 02532-3728 |
| Document Number | 33098-1 |
| Book / Page | 033098 / 000001 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 36544 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 OLD FARM CIR WAYLAND MA 017783116, WAYLAND, MA 01778-3116 |
| Document Number | 33098-3 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 033098/000003 |
| Instrument | 36545 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Apr 14, 2017 |
| Property Address | 16 FLORENCE ST, BOURNE, MA 02532-3728 |
| Document Number | 30422-267 |
| Book / Page | 030422 / 000267 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 18231 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4404 S LA CORTA DR TEMPE AZ 852826907, TEMPE, AZ 85282-6907 |
| Document Number | 30422-269 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 030422/000269 |
| Instrument | 18232 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2047 |
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,664.00 (+1.02%) | $469,100 (+3.74%) Land $178,500 Building $290,600 | $549,575 |
| 2024 | $3,627.00 (+2.75%) | $452,200 (+12.85%) Land $170,000 Building $282,200 | |
| 2023 | $3,530.00 | $400,700 Land $150,400 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1987–2010) |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures