Passaic County and Wayne Township property record for 21 Fair Ridge Ct, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 2,280 sqft · built 1990 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,000 (Dec 2018) |
| Tax Bill | $13,286 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01902-0000-00077 |
| Primary APN | 14-01902-0000-00077 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,280 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Lot Area | 2,352 sqft (0.054 acres) |
| Old Parcel Number | 1400463A00077 |
|---|---|
| Street Address | 21 FAIR RIDGE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2467 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Subdivision | FAIR RDG TWNHMS |
| Legal Block | 1902 |
| Legal Lot Number | 77 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 FAIR RIDGE CT, WAYNE, NJ 07470-2467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Dec 26, 2018 | Grant Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Dec 11, 2015 · Amount on Record |
| Deed Document Number | 201857827 |
| Deed Book / Page | 3479 / 46 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 FAIR RIDGE CT, WAYNE, NJ 07470-2467 |
| Document Number | 0000052639 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 21 FAIR RIDGE CT WAYNE NJ 074702467, WAYNE, NJ 07470-2467 |
| Document Number | 0000052639 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 016515/000267 |
| Instrument | 52639 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 26, 2018 |
| Property Address | 21 FAIR RIDGE CT, WAYNE, NJ 07470-2467 |
| Document Number | 0000057827 |
| Book / Page | 003479 / 000046 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 57827 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 FAIR RIDGE CT WAYNE NJ 074702467, WAYNE, NJ 07470-2467 |
| Document Number | 57828 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 015339/000278 |
| Instrument | 57828 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,500 (-) Land $55,000 Building $166,500 | $221,500 (-) Land $55,000 Building $166,500 | |
| 2025 | $13,286.00 (+0.88%) | $221,500 (-) Land $55,000 Building $166,500 | $221,500 (-) Land $55,000 Building $166,500 |
| 2024 | $13,170.00 (+5.17%) | ||
| 2023 | $221,500 Land $55,000 Building $166,500 | $221,500 Land $55,000 Building $166,500 | |
| 2022 | $12,523.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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