Passaic County and Wayne Township property record for 20 Fair Ridge Ct, Wayne, NJ 07470
| Property Type | Townhouse |
|---|---|
| Details | 2,280 sqft · built 1990 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Aug 2019) |
| Tax Bill | $13,675 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01902-0000-00073 |
| Primary APN | 14-01902-0000-00073 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,280 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Lot Area | 2,352 sqft (0.054 acres) |
| Old Parcel Number | 1400463A00073 |
|---|---|
| Street Address | 20 FAIR RIDGE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2400 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Subdivision | FAIR RDG TWNHMS |
| Legal Block | 1902 |
| Legal Lot Number | 73 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 FAIR RIDGE CT, WAYNE, NJ 07470-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Aug 22, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Jun 17, 1998 · Amount on Record |
| Deed Document Number | 201936637 |
| Deed Book / Page | 3640 / 119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 FAIR RIDGE CT, WAYNE, NJ 07470-2400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009195 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | M19845/40 |
| Instrument | 2026009195 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 6, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 22, 2019 |
| Property Address | 20 FAIR RIDGE CT, WAYNE, NJ 07470-2400 |
| Document Number | 0000036637 |
| Book / Page | D3640 / 0119 |
| Map Reference | MAP 3201 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019036637 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 FAIR RIDGE CT, 20, WAYNE, NJ 07470-2400 |
| Name | Verified Name |
|---|---|
| Address | 20 FAIR RIDGE CT, WAYNE, NJ 07470-2400 |
| Document Number | 0000036639 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | M15666/0012 |
| Instrument | 2019036639 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Apr 1, 2034 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,000 (-) Land $55,000 Building $173,000 | $228,000 (-) Land $55,000 Building $173,000 | |
| 2025 | $13,675.00 (+0.87%) | $228,000 (-) Land $55,000 Building $173,000 | $228,000 (-) Land $55,000 Building $173,000 |
| 2024 | $13,557.00 (+5.17%) | ||
| 2023 | $228,000 Land $55,000 Building $173,000 | $228,000 Land $55,000 Building $173,000 | |
| 2022 | $12,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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