Middlesex County and Lowell City property record for 21 Eugene St, Lowell, MA 01852 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,840 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2011) |
| Tax Bill | $6,047.00 (2025) |
| Primary APN | R07510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,544 sqft Gross Area |
| 1st Floor | 543 sqft 1st Floor |
| Basement Area | 543 sqft Basement |
| Unfinished Basement | 155 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | R07510 |
|---|---|
| Street Address | 21 EUGENE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2170 |
| Legal Lot Number | 21 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 312300 |
Source: Middlesex County and Lowell City records · APN R07510
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 EUGENE ST, LOWELL, MA 01852-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance RELIANCE FIRST CAPITAL LLC |
| May 24, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2011 · Amount on Record |
| Deed Sale | Oct 21, 2011 · Amount on Record |
| Prior Sale | Jun 22, 2005 · Amount on Record |
| Transfer Doc | 23189-218 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 21 EUGENE ST, LOWELL, MA 01852-5415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00038208-6 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 38208/6 |
| Instrument | 35349 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 21 EUGENE ST, LOWELL, MA 01852-5415 |
| Document Number | 31167-1 |
| Book / Page | 031167 / 000001 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31167-1 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 031167/000001 |
| Instrument | 22596 |
| Name | USAA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,047.00 (+0.7%) | $526,700 (+4.46%) Land $141,700 Building $385,000 | $523,450 (+0.97%) |
| 2024 | $6,005.00 (+5.68%) | $504,200 (+10.21%) Land $132,500 Building $371,700 | $518,415 |
| 2023 | $5,682.00 | $457,500 Land $115,200 Building $342,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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