Middlesex County and Lowell City property record for 20 Eugene St, Lowell, MA 01852 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 3.5 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1992 |
| Square Footage | 3,855 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Last Sale | $920,000 (2025) |
| Tax Bill | $9,803.00 (2025) |
| Primary APN | M23230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Building Area | 3,855 sqft Living Area |
| Gross Area | 4,808 sqft Gross Area |
| 1st Floor | 1,490 sqft 1st Floor |
| Basement Area | 1,478 sqft Basement |
| Unfinished Basement | 1,478 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,553 sqft (0.38 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | M23230 |
|---|---|
| Street Address | 20 EUGENE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2170 |
| Legal Lot Number | 20 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 312300 |
Source: Middlesex County and Lowell City records · APN M23230
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 EUGENE ST, 20, LOWELL, MA 01852-5416 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jun 05, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2025 · Amount on Record |
| Deed Sale | Jun 05, 2025 · Amount on Record |
| Prior Sale | Jul 06, 2004 |
| Deed Book / Page | 39296 / 250 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 20 EUGENE ST, LOWELL, MA 01852-5416 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 037889-145 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 37889/145 |
| Instrument | 16763 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 05, 2025 |
| Property Address | 20 EUGENE ST, LOWELL, MA 01852-5416 |
| Document Number | 039296-250 |
| Book / Page | 39296 / 250 |
| Instrument Date | Jun 04, 2025 |
| Instrument | 16931 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 EUGENE ST # 20, 20, LOWELL, MA 01852-5416 |
| Document Number | 0000016932 |
|---|---|
| Date | Jun 05, 2025 |
| Instrument | 16932 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,803.00 (+7.61%) | $853,900 (+11.64%) Land $192,500 Building $661,400 |
| 2024 | $9,110.00 (+4.38%) | $764,900 (+8.85%) Land $179,900 Building $585,000 |
| 2023 | $8,728.00 | $702,700 Land $156,400 Building $546,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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