Anne Arundel County property record for 21 Elm Rd, Riva, MD 21140
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 800 sqft · built 1938 |
| Lot Size | 0.067 acres (2,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (May 2022) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | May 2022 Sale Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-749-09956000 |
| Primary APN | 02-749-09956000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,905 sqft (0.067 acres) |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 74909956000 |
|---|---|
| Street Address | 21 ELM RD |
| City | RIVA |
| State | MD |
| Zip | 21140-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 142 SC A SYLVAN SHORES |
| Legal Subdivision | SYLVAN SHORES |
| Legal Block | 2 |
| Legal Lot Number | 142 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 702300 |
21 Elm Rd is owned by two individuals who bought it in May 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 HOLLYBERRY RD, SEVERNA PARK, MD 21146-3646 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed, Transfer EAGLE TITLE |
| Jun 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Jan 26, 1994 · Amount on File |
| Deed Book / Page | 38685 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 4, 2022 |
| Property Address | 21 ELM RD, RIVA, MD 21140-1210 |
| Document Number | 0386850097 |
| Book / Page | 38685 / 97 |
| Map Reference | MB 7 FO 28 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 325 HOLLYBERRY RD, SEVERNA PARK, MD 21146-3646 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 21 ELM RD, RIVA, MD 21140-1210 |
| Document Number | 0312280166 |
| Instrument Date | Jun 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21 ELM RD RIVA MD 211401210, RIVA, MD 21140-1210 |
| Document Number | 0312280166 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 031228/000166 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
The 2025 property tax bill for 21 Elm Rd was $4,164, up 6.8% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,400 (+8.8%) Land $180,000 Building $114,400 | $294,400 (-) Land $180,000 Building $114,400 | |
| 2025 | $4,164.00 (+6.8%) | $270,600 | $294,400 Land $180,000 Building $114,400 |
| 2024 | $3,899.00 (+60.12%) | ||
| 2023 | $2,435.00 | $223,000 Land $170,000 Building $53,000 | $223,000 Land $170,000 Building $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Elm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Elm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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