16 Elm Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 16 Elm Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1940
Lot Size	0.139 acres (6,048 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jan 2015)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-749-11573800`

Property Details

APN / Parcel Number

Primary APN	`02-749-11573800`
Alternative APNs	`274911573800` `74911573800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,048 sqft (0.139 acres)
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74911573800
Street Address	16 ELM RD
City	RIVA
State	MD
Zip	21140-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 127 128 SC A SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	127
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2004
Census Tract	702300

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13285 LAUREL RD NE, THORNVILLE, OH 43076-9121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY CAP MTG
Nov 9, 2017	Deed of Trust, Mortgage · Conventional with PMI BAY CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Prior Sale	Oct 11, 1994 · Amount on Record
Deed Book / Page	28018 / 180
Transfer Doc	6529000586
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	16 ELM RD, RIVA, MD 21140-1211
Document Number	0352320408
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ELM RD RIVA MD 211401211, RIVA, MD 21140-1211

Mortgage

Document Number	0352320408
Date	Sep 16, 2020
Book Page	035232/000408

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	CAPE SAINT CLAIRE, MD 21401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	16 ELM RD, RIVA, MD 21140-1211
Document Number	0316090165
Book / Page	031609 / 000165
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 ELM RD RIVA MD 211401211, RIVA, MD 21140-1211

Mortgage

Document Number	0316090165
Date	Nov 29, 2017
Book Page	031609/000165

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,500 (+12.19%) Land $189,600 Building $80,900	$270,500 (+12.19%) Land $189,600 Building $80,900
2025	$3,570.00 (+58.24%)
2023	$2,256.00 Homeowner's exemption	$241,100 Land $179,600 Building $61,500	$241,100 Land $179,600 Building $61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures