St. Charles County property record for 21 Elaine Dr, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 13 ba · 29,700 sqft · built 1992 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $31,220 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A892000256 |
| Primary APN | A892000256 |
|---|---|
| Alternative APN |
|
| Full Baths | 13 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 29,700 sqft Total Area |
| 1st Floor Area | 29,700 sqft |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Heating System | HVAC |
|---|
| Account Number | A892000256 |
|---|---|
| Old Parcel Number | A892000256 |
| Street Address | 21 ELAINE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2398 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB3 |
| Legal Description | NORTH CENTRAL IND PK LOT 21 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | NORTH CENTRAL IND PK |
| Legal Lot Number | 21 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 311802 |
21 Elaine Dr, a commercial property, is held in a trust since March 2022.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO |
| Mar 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Dec 26, 2008 |
| Last Transfer Date | Mar 18, 2022 |
| Transfer Doc | 0000016088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 21 ELAINE DR, O FALLON, MO 63366-2398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
| Document Number | 0000031010 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022R-031010 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT PETERS, MO 63376 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 18, 2022 |
| Property Address | 21 ELAINE DR, O FALLON, MO 63366-2398 |
| Document Number | 0000016088 |
| Map Reference | MB 28 PG 15 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022R-016088 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
The 2025 property tax bill for 21 Elaine Dr was $31,220.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,220.00 | $453,308 | $1,416,588 Land $261,360 Building $1,155,228 |
| 2023 | $412,114 | ||
| 2022 | $1,287,856 Land $261,360 Building $1,026,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Elaine Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Elaine Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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