St. Charles County property record for 11 Elaine Dr, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 3 ba · 12,000 sqft · built 1995 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,513 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A892000255 |
| Primary APN | A892000255 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 12,000 sqft Total Area |
| 1st Floor Area | 12,000 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Heating System | HVAC |
|---|
| Account Number | A892000255 |
|---|---|
| Old Parcel Number | A892000255 |
| Street Address | 11 ELAINE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2398 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB3 |
| Legal Description | NORTH CENTRAL IND PK LOT 20B |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | NORTH CENTRAL IND PK |
| Legal Lot Number | 20B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 311802 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO |
| Mar 2, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Dec 26, 2008 |
| Last Transfer Date | Mar 2, 2022 |
| Transfer Doc | 0000012276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 ELAINE DR, O FALLON, MO 63366-2398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
| Document Number | 0000031011 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022R-031011 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT PETERS, MO 63376 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 2, 2022 |
| Property Address | 11 ELAINE DR, O FALLON, MO 63366-2398 |
| Document Number | 0000012276 |
| Map Reference | MB 28 PG 15 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022R-012276 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 729 SCHAPER RD, FORISTELL, MO 63348-1555 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,513.00 | $210,734 (+17.8%) | $658,544 (+17.8%) Land $159,429 Building $499,115 |
| 2023 | $178,892 | ||
| 2022 | $559,038 Land $159,429 Building $399,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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