21 Edward Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 21 Edward Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1976
Lot Size	0.487 acres (21,218 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,802 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0042 B:0001 L:0072`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0042 B:0001 L:0072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
Gross Area	3,224 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,218 sqft (0.487 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 EDWARD RD
City	TOWNSEND
State	MA
Zip	01469-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	1
Legal Lot Number	72
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1022
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 EDWARD RD, TOWNSEND, MA 01469-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE
Nov 9, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	21 EDWARD RD, TOWNSEND, MA 01469-1105
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082192-332
Date	Nov 9, 2023
Book Page	82192/332
Instrument	128204

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Dec 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Type Change Date	Dec 1, 2023
Index	LIBOR

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	21 EDWARD RD, TOWNSEND, MA 01469-1105
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082192-349
Date	Nov 9, 2023
Book Page	82192/349
Instrument	128205

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Dec 1, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Type Change Date	Dec 1, 2023
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,802.00 (+2.69%)	$399,600 (+1.91%) Land $90,900 Building $308,700	$474,050 (-0.5%)
2024	$5,650.00 (+1.02%)	$392,100 (+6.98%) Land $90,900 Building $301,200	$476,425
2023	$5,593.00	$366,500 Land $78,500 Building $288,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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