21 Echo Rd, Morganton, GA 30560 Property Records

Fannin County property record for 21 Echo Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 1999
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,400 (May 2018)
Tax Bill	$189 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025 04982`

Property Details

APN / Parcel Number

Primary APN	`0025 04982`
Alternative APN	`19109`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Heated Area
Basement Area	768 sqft
Finished Basement	768 sqft
Unfinished Basement	768 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Terrain	Rolling
Porch	Slab
Porch Area	796 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	19109
Street Address	21 ECHO RD
City	MORGANTON
State	GA
Zip	30560-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL182 LT341 DB1326-567* 1.46 AC
Legal Subdivision	MY MOUNTAIN
Legal Lot Number	341
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1072
Census Tract	50100

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 ECHO RD, MORGANTON, GA 30560-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE
Dec 26, 2019	Warranty Deed, Transfer
May 29, 2018	Warranty Deed, Transfer · VA Mortgage BRAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	20181293
Deed Book / Page	1254 / 46
Last Transfer Date	Dec 26, 2019
Transfer Doc	001326/567
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	21 ECHO RD, MORGANTON, GA 30560-5601
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ECHO RD, MORGANTON, GA 30560-5601

Mortgage

Document Number	0000001326/0000000569
Date	Dec 31, 2019
Book Page	0000001326/0000000569
Instrument	002434860030

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 26, 2019
Property Address	21 ECHO RD, MORGANTON, GA 30560-5601
Document Number	001326/567
Book / Page	1326 / 567
Instrument Date	Dec 26, 2019
Instrument	2019-003057
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ECHO RD, MORGANTON, GA 30560-5601

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 29, 2018
Property Address	21 ECHO RD, MORGANTON, GA 30560-5601
Document Number	0001254/46
Book / Page	1254 / 46
Instrument Date	May 29, 2018
Instrument	2018-001293
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 GRAYSON AVE, SAVANNAH, GA 31419-8143

Mortgage

Document Number	1254/48
Date	May 29, 2018
Book Page	1254/48
Instrument	2282420017

Lender

Name	BRAND MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$189.00 (-89.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,410 (+17.56%) Land $27,600 Building $122,810	$376,025 (+17.56%) Land $69,000 Building $307,025
2023		$127,944 (-1.38%) Land $27,600 Building $100,344	$319,860 (-1.38%) Land $69,000 Building $250,860
2022	$1,818.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$129,731 Land $27,600 Building $102,131	$324,327 Land $69,000 Building $255,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom, Verizon.

Nearby Properties on Echo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures