685 Echo Rd, Morganton, GA 30560 Property Records

Fannin County property record for 685 Echo Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,100 sqft · built 2006
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2019)
Tax Bill	$554 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025 049114`

Property Details

APN / Parcel Number

Primary APN	`0025 049114`
Alternative APN	`21402`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Heated Area
Basement Area	840 sqft
Finished Basement	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	102,366 sqft (2.35 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	980 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	21402
Street Address	685 ECHO RD
City	MORGANTON
State	GA
Zip	30560-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL182 LT324 DB969-621* 2.35 ACS
Legal Subdivision	MY MOUNTAIN
Legal Lot Number	324
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1072
Census Tract	50100

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 ECHO RD, MORGANTON, GA 30560-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	20192127
Deed Book / Page	1312 / 156
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 20, 2019
Property Address	685 ECHO RD, MORGANTON, GA 30560-5610
Document Number	001312/156
Book / Page	1312 / 156
Instrument Date	Sep 20, 2019
Instrument	2019-002127
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 ECHO RD, MORGANTON, GA 30560-5610

Mortgage

Document Number	0000001312/0000000158
Date	Sep 23, 2019
Book Page	0000001312/0000000158
Instrument	002407980020

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (-71.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$167,154 (+22.26%) Land $14,700 Building $152,454	$417,884 (+22.26%) Land $36,750 Building $381,134
2023		$136,718 (-1.07%) Land $10,600 Building $126,118	$341,796 (-1.07%) Land $26,500 Building $315,296
2022	$1,937.00 Homeowner's exemption	$138,196 Land $10,600 Building $127,596	$345,490 Land $26,500 Building $318,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: ETC, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Echo Rd

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