Westchester County and Lewisboro Town property record for 21 E Ridge Rd, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,802 sqft · built 1986 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,682,300 (Sep 2014) |
| Tax Bill | $41,467 (2026) |
| Deeds & Mortgages | Feb 2020 Refinance Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10803-100 |
| Primary APN | 10803-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,802 sqft Living Area |
| Attic | Attic |
| Attic Area | 330 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 103,673 sqft (2.38 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10803-100 |
|---|---|
| Street Address | 21 E RIDGE RD |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Subdivision | SUBDIVISION MAP DAVID & ADELE GOLLAN |
| Legal Block | 100- |
| Legal Lot Number | 2.5 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waccabuc Historic District listed 2015 · 81 contributing resources · NRIS 15000236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
21 E Ridge Rd is owned by two individuals who bought it in September 2014.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | E RIDGE RD, WACCABUC, NY 10597 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RIDGEWOOD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2014 · Amount on File |
| Deed Sale | Sep 2, 2014 · Amount on File |
| Deed Document Number | 2014542023277 |
| Prior Transfer Date | Feb 11, 2009 |
| Prior Transfer Doc | 0490580140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 E RIDGE RD, WACCABUC, NY 10597-1200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0593443225 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 593443225 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 E RIDGE RD, WACCABUC, NY 10597-1200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0593443217 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 593443217 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
The 2026 property tax bill for 21 E Ridge Rd was $41,467, up 755.3% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,467.00 (+755.34%) | ||
| 2025 | $4,848.00 | $132,700 (-) Land $26,800 Building $105,900 | $2,116,427 (+2.39%) Land $427,432 Building $1,688,995 |
| 2024 | $132,700 (-) Land $26,800 Building $105,900 | $2,066,978 (+8.72%) Land $417,445 Building $1,649,533 | |
| 2023 | $132,700 Land $26,800 Building $105,900 | $1,901,146 Land $383,954 Building $1,517,192 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 E Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 E Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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