Westchester County and Lewisboro Town property record for 20 E Ridge Rd, Waccabuc, NY 10597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,145 sqft · built 1983 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,967 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10803-073 |
| Primary APN | 10803-073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 5,145 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10803-073 |
|---|---|
| Street Address | 20 E RIDGE RD |
| City | WACCABUC |
| State | NY |
| Zip | 10597-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2AC |
| Legal Subdivision | ARGIE KAZAZIS |
| Legal Block | 73- |
| Legal Lot Number | 2.5 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waccabuc Historic District listed 2015 · 81 contributing resources · NRIS 15000236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Westchester County and Lewisboro Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | E RIDGE RD, WACCABUC, NY 10597 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 4, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 17, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 3, 1996 |
| Transfer Doc | 1143000197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Document Number | 0653383072 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 653383072 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | FREEDOM ABSTRACT INC, FREEDOM ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Document Number | 0653383073 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 653383073 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Document Number | 0612953885 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 612953885 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 17, 2018 |
| Property Address | 20 E RIDGE RD, WACCABUC, NY 10597-1201 |
| Document Number | 0582193340 |
| Book / Page | 058219 / 003340 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 CAMDEN CT IRVINGTON NY 105332411, IRVINGTON, NY 10533-2411 |
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,967.00 | $135,500 (+2.65%) Land $28,700 Building $106,800 | $2,161,084 (+5.11%) Land $457,735 Building $1,703,349 |
| 2024 | $132,000 (-) Land $28,700 Building $103,300 | $2,056,075 (+8.72%) Land $447,041 Building $1,609,034 | |
| 2023 | $132,000 Land $28,700 Building $103,300 | $1,891,118 Land $411,175 Building $1,479,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures