21 E Montgomery St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 21 E Montgomery St, Johnstown, NY 12095

Property Summary

Property TypeTriplex
Details6 bd · 2 ba · 3,774 sqft · built 1890
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$53,372 (Jul 2016)
Tax Bill$3,280 (2026)
Deeds & MortgagesMar 2023 Refinance
May 2022 Sale
APN170800 174.12-4-7

Property Details

APN / Parcel Number

Primary APN170800 174.12-4-7
Alternative APN
  • 080017401200040070000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,774 sqft Total Area
1st Floor Area2,006 sqft
2nd Floor Area1,768 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions170 ft deep x 85 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21 E MONTGOMERY ST
CityJOHNSTOWN
StateNY
Zip12095-2512
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Block4
Legal Lot Number7.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group3
Census Block3006
Census Tract971300

Owner

21 E Montgomery St, a triplex, is owned by a company that bought it in July 2016.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address440 LAKESIDE DR, MAYFIELD, NY 12117-3415
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Transfer · Stand-Alone Refinance
FIRST NEW YORK FCU
May 12, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2016 · Amount on File
Deed SaleJul 15, 2016 · Amount on File
Deed Book / Page2016 / 38847
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateMar 3, 2023
Property Address21 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2512
Document Number0202379846
Instrument DateFeb 23, 2023
Instrument2023-79846
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 LAKESIDE DR, MAYFIELD, NY 12117-3415

Mortgage

Document Number0202379847
DateMar 3, 2023
Instrument2023-79847
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateMay 12, 2022
Property Address21 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2512
Document Number0202274680
Instrument DateMay 6, 2022
Instrument2022-74680
Transaction TypeTransfer
Record UpdatedJun 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 LAKESIDE DR, MAYFIELD, NY 12117-3415

Tax Assessment & Valuation

The 2026 property tax bill for 21 E Montgomery St was $3,280, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,280.00 (-31.48%)
2025$4,787.00$104,000 Land $16,500 Building $87,500$167,742 Land $26,613 Building $141,129
2023$104,000 Land $16,500 Building $87,500$138,667 Land $22,000 Building $116,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 E Montgomery St; there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1980–1981)
Most Recent ClaimOct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Montgomery St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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