17 E Montgomery St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 17 E Montgomery St, Johnstown, NY 12095

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,894 sqft · built 1889
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$106,000 (Feb 2023)
Tax Bill$2,775 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
APN170800 174.12-4-5

Property Details

APN / Parcel Number

Primary APN170800 174.12-4-5
Alternative APN
  • 080017401200040050000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,894 sqft Living Area
1st Floor Area947 sqft
2nd Floor Area947 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions220 ft deep x 68 ft wide
PorchSlab
Porch Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17 E MONTGOMERY ST
CityJOHNSTOWN
StateNY
Zip12095-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block4
Legal Lot Number5.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group3
Census Block3006
Census Tract971300

Owner

17 E Montgomery St is owned and occupied by an individual who bought it in February 2023.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address17 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2023 · Amount on File
Deed SaleFeb 22, 2023 · Amount on File
Deed Document Number202379707
Prior Transfer DateNov 19, 2002
Prior Transfer Doc0928000182
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateFeb 22, 2023
Property Address17 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2525
Document Number0202379707
Instrument DateFeb 3, 2023
Instrument2023-79707
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202379708
DateFeb 22, 2023
Instrument2023-79708
Lender
NameMISCELLANEOUS FINANCE AND MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 17 E Montgomery St was $2,775, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,775.00 (-31.48%)
2025$4,050.00$88,000 Land $15,800 Building $72,200$141,935 Land $25,484 Building $116,451
2023$88,000 Land $15,800 Building $72,200$117,333 Land $21,067 Building $96,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 17 E Montgomery St; there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1980–1981)
Most Recent ClaimOct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 E Montgomery St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people · EPA ID NY1700019
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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