21 E Bay St, Savannah, GA 31401 Property Records

Chatham County property record for 21 E Bay St, Savannah, GA 31401

Property Summary

Property Type	Apartment House (2-4 Units)
Details	5,520 sqft · built 1890
Lot Size	0.065 acres (2,827 sqft)
Owner	Company Name on File
Tax Bill	$7,844 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0004-15-011A`

Property Details

APN / Parcel Number

Primary APN	`2-0004-15-011A`
Alternative APN	`2244M114`

Interior

Units	10 Units
Stories	1 Story
Building Area	5,520 sqft Living Area
1st Floor Area	2,760 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Lot Area	2,827 sqft (0.065 acres)
Lot Dimensions	92 ft deep x 30 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	21 E BAY ST
City	SAVANNAH
State	GA
Zip	31401-1252
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	BC1
Legal Description	LT A JEKYL TYTHING SUB
Legal Subdivision	JEKYL TYTHING SUB
Legal Lot Number	A
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1040
Census Tract	11700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 E Bay St, a residential property, is owned by a company that acquired it in August 2025.

Source: Chatham County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	55 W 25TH ST, NEW YORK, NY 10010-2087
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage WORKMENS CIRCLE CU
Aug 22, 2025	Limited Warranty Deed, Transfer
Feb 21, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025
Deed Sale	Aug 22, 2025
Prior Sale	Feb 21, 2018 · Amount on File
Deed Book / Page	3756 / 113
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	21 E BAY ST, SAVANNAH, GA 31401-1252
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011850282
Date	Sep 29, 2017
Book Page	1185/282
Instrument	30622430008

Lender

Name	WORKMENS CIRCLE CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2022

August 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 22, 2025
Property Address	21 E BAY ST, SAVANNAH, GA 31401-1252
Document Number	0037560113
Book / Page	3756 / 113
Instrument Date	Aug 21, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 W 25TH ST, NEW YORK, NY 10010-2087

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 21, 2018
Property Address	21 E BAY ST, SAVANNAH, GA 31401-1252
Document Number	0004050128
Book / Page	0405 / 128
Instrument Date	Feb 21, 2018
Instrument	2018-001646
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E BAY ST # 23, 23, SAVANNAH, GA 31401-1252

Mortgage

Document Number	0012880409
Date	Mar 1, 2018
Book Page	1288/409
Instrument	30880500008

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 21 E Bay St was $7,844, down 49.8% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,240 (+24.3%) Land $158,560 Building $512,680	$1,678,100 (+24.3%) Land $396,400 Building $1,281,700
2025	$7,844.00 (-49.75%)	$540,000 Land $158,560 Building $381,440	$1,350,000 Land $396,400 Building $953,600
2024	$15,610.00
2023		$631,760 (-) Land $135,640 Building $496,120	$1,579,400 (-) Land $339,100 Building $1,240,300
2022	$26,158.00	$631,760 Land $135,640 Building $496,120	$1,579,400 Land $339,100 Building $1,240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 41 condo units
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Seimitsu, T-Mobile.

Nearby Properties on E Bay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures