Chatham County property record for 15 E Bay St, Savannah, GA 31401
| Property Type | Office Building |
|---|---|
| Details | 4,420 sqft · built 1890 |
| Lot Size | 0.041 acres (1,782 sqft) |
| Owner | Company Name on File |
| Tax Bill | $19,245 (2025) |
| Deeds & Mortgages | May 2017 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0004-15-011B |
| Primary APN | 2-0004-15-011B |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,420 sqft Total Area |
| 1st Floor Area | 1,840 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Lot Area | 1,782 sqft (0.041 acres) |
| Total Buildings | 3 Buildings |
| Street Address | 15 E BAY ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-1224 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | BC1 |
| Legal Description | LT C JEKYL TYTHING SUB |
| Legal Subdivision | JEKYL TYTHING SUB |
| Legal Lot Number | C |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 11700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 E Bay St, a commercial property, is owned by a company.
Source: Chatham County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 10027, SAVANNAH, GA 31412-0227 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2017 | Deed of Trust, Mortgage WORKMENS CIRCLE CU |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WORKMENS CIRCLE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 15 E BAY ST, SAVANNAH, GA 31401-1224 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010720093 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 1072/093 |
| Instrument | 30367840008 |
| Name | WORKMENS CIRCLE CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 15 E BAY ST, SAVANNAH, GA 31401-1224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 E BAY ST, SAVANNAH, GA 31401-1224 |
| Document Number | 0028050132 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 0000002805/0000000132 |
| Instrument | 033836610008 |
| Name | WORKMENS CIRCLE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2027 |
The 2025 property tax bill for 15 E Bay St was $19,245, down 21.4% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,480 (+6.25%) Land $85,600 Building $361,880 | $1,118,700 (+6.25%) Land $214,000 Building $904,700 | |
| 2025 | $19,245.00 (-21.37%) | $421,160 Land $85,600 Building $335,560 | $1,052,900 Land $214,000 Building $838,900 |
| 2024 | $24,474.00 | ||
| 2023 | $421,160 (-) Land $85,600 Building $335,560 | $1,052,900 (-) Land $214,000 Building $838,900 | |
| 2022 | $2,382.00 | $421,160 Land $85,600 Building $335,560 | $1,052,900 Land $214,000 Building $838,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 E Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 41 condo units |
| Nearby Flood Claims | 2 (2016–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 E Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Seimitsu, T-Mobile.
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