21 E Bank Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 21 E Bank Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1930
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2000)
Tax Bill	$7,966 (2025)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`134689-6362-01-149526-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6362-01-149526-0000`
Alternative APNs	`468900636200011495260000` `134689 6.362-1-149.526` `14149526`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	865 sqft
Upper Floors Area	479 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14149526
Street Address	21 E BANK RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.44 AC 21999 08528 1995 0184
Legal Subdivision	DEGARMO HEIGHTS SEC B
Legal Block	1
Legal Lot Number	149
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1000
Census Tract	140201

Owner

21 E Bank Rd is owned and occupied by an individual who acquired it in December 2004.

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21 E BANK RD, POUGHKEEPSIE, NY 12603-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2000 · Amount on File
Deed Sale	Jul 13, 2000 · Amount on File
Prior Sale	Sep 16, 1999 · Amount on File
Deed Book / Page	22000 / 6119
Last Transfer Date	Dec 13, 2004
Transfer Doc	2200013840
Record Updated	Oct 29, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	21 E BANK RD, POUGHKEEPSIE, NY 12603-1433
Document Number	0000006558
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E BANK RD POUGHKEEPSIE NY 126031433, POUGHKEEPSIE, NY 12603-1433

Mortgage

Document Number	0000006558
Date	Dec 6, 2019
Instrument	6558

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	408 Months
Due	Dec 5, 2053

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 21 E Bank Rd was $7,966 with a veteran's exemption.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,966.00	$260,500 Land $81,900 Building $178,600	$292,700
2023		$260,500 (+16.04%) Land $81,900 Building $178,600	$260,500 (+16.04%) Land $81,900 Building $178,600
2022		$224,500 Land $74,400 Building $150,100	$224,500 Land $74,400 Building $150,100
2020	$6,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E Bank Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Bank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Bank Rd

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