16 E Bank Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 16 E Bank Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1959
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,621 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`134689-6362-01-109519-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6362-01-109519-0000`
Alternative APNs	`468900636200011095190000` `134689 6.362-1-109.519` `14109519`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,152 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	344 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14109519
Street Address	16 E BANK RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.8 AC (D) 0980 0255
Legal Block	1
Legal Lot Number	109
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1000
Census Tract	140201

Owner

Source: Dutchess County and Poughkeepsie Town records · APN 134689-6362-01-109519-0000

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	16 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 10, 2024
Transfer Doc	0000050033
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	16 E BANK RD, POUGHKEEPSIE, NY 12603-1432
Transaction Type	Mortgage
Record Updated	Dec 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6482
Date	Nov 16, 2021
Instrument	6482

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,621.00 (+59.47%)	$318,000 (+1.92%) Land $86,800 Building $231,200	$357,300 (+14.52%)
2023		$312,000 (+37.44%) Land $86,800 Building $225,200	$312,000 (+37.44%) Land $86,800 Building $225,200
2022		$227,000 Land $78,900 Building $148,100	$227,000 Land $78,900 Building $148,100
2020	$6,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Based on FCC filings for 168 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.