21 E 28th St, Holland, MI 49423 Property Records

Ottawa County property record for 21 E 28th St, Holland, MI 49423

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,093 sqft · built 1924
Lot Size0.221 acres (9,627 sqft)
OwnerIndividual Name on Record
Last Sale$108,000 (Dec 2006)
Tax Bill$2,333 (2025)
Deeds & MortgagesDec 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-16-32-406-016

Property Details

APN / Parcel Number

Primary APN70-16-32-406-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,093 sqft Living Area
1st Floor Area897 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions132 ft deep x 73 ft wide
Garage Area345 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address21 E 28TH ST
CityHOLLAND
StateMI
Zip49423-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionE 73 FT OF W 293 FT OF S 132 FT OF THAT PART OF LOTS 27 & 28 LYING BETWEEN 27TH & 28TH STS AC VAN RAALTE'S ADD NO 2 SEC 32 T5N R15W
Legal Range15W
Legal Township05N
Legal Section32
Legal SubdivisionAC VAN RAALTES ADD
Legal Block406
Legal Lot Number27-28
JurisdictionOTTAWA MI
Township / Civil DivisionHOLLAND
Census Block Group6
Census Block6008
Census Tract25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 E 28TH ST, HOLLAND, MI 49423-5113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2006 · Amount on Record
Deed SaleDec 4, 2006 · Amount on Record
Prior SaleJun 25, 1999 · Amount on Record
Deed Book / Page5319 / 186
Prior Transfer DateMay 25, 2005
Prior Transfer Doc004876/207
Record UpdatedOct 29, 2026

December 2006: Other, Transfer

Document TypeOther
JurisdictionOTTAWA MI
Recording DateDec 4, 2006
Property Address21 E 28TH ST, HOLLAND, MI 49423-5113
Document Number005319/186
Book / Page5319 / 186
Map ReferenceLB1 PG19
Instrument DateNov 10, 2006
Transaction TypeTransfer
Record UpdatedJun 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$928.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8140 WARD PKWY, KANSAS CITY, MO 64114-2029

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 CRANBERRY CT, HOLLAND, MI 49423-9382

Mortgage

Document Number0005319187
DateDec 4, 2006
Instrument5319/187
Lender
NameNATIONAL CITY MORTGAGE
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 1, 2036
Interest
Rate TypeAdjustable Rate
Rate9.37%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change9.37%
Max Rate At Change12.3%
Index6-Month LIBOR
Max Rate15.3%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityHolland City
Unified School DistrictHolland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,800 (+10.82%)$233,600 (+10.82%)
2025$2,333.00 (+15.84%) Homeowner's exemption$105,400 (+16.08%)$210,800 (+16.08%)
2023$90,800$181,600
2022$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLAND BOARD OF PUBLIC WORKS
serves 49,687 people · EPA ID MI0003190
Water SourceSurface water
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Holland City Fiber
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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